okbijoy Withdrawal & KYC Guide

Read this once and you can move money out of your balance without a failed request: the smallest payout, the daily cap, which wallet numbers work, and the one document that clears verification.

A withdrawal on okbijoy is a short request that ends in a mobile wallet or a bank account. The part people get wrong is rarely the amount. It is the paperwork behind the account. Verification has to be finished before the first payout, and a request sent without it simply sits there until the check is done.

This guide walks the okbijoy withdraw screen step by step, then the numbers around it: the smallest request, the daily cap, the clock on each payout, and the reasons a transfer gets stopped. It also covers the document you will need and the way to photograph it so review passes on the first look.

Is your ID ready before you tap withdraw?

Identity documents are checked before your first withdrawal, not after it, and the review takes up to 24 hours. Send them on the day you register rather than the night you want the money. Once verification is approved, standard payouts land in about 15 minutes, while a first withdrawal can run up to 6 hours because the account check travels with it.

One document is enough. The reviewer needs a clear image of a photo, a name and a number, not a file with three certificates inside it.

Accepted identity documents
Document What the reviewer needs to see What usually spoils it
National ID Card (NID) Front and back in the same submission, all four corners inside the frame, photo and number sharp Tube light glare across the number, or a thumb covering the last digits
Passport Photo page open and flat, the printed strip along the bottom readable Pages curved near the spine so the text bends out of focus
Driving Licence Front and back, licence number and photo clear Older cards with a faded print, shot in dim indoor light

Three names have to line up: the name printed on the document, the name on the okbijoy account, and the name registered on the bKash or Nagad wallet that receives the money. A payout to a family member's number is the most common reason a first request fails, and live chat cannot push it through.

How the money moves from balance to wallet

The okbijoy withdraw flow is the same in the app and in a mobile browser. Five taps, one confirmation screen, and the balance leaves for your wallet.

  1. Log in and open the wallet

    Sign in, then tap Withdraw on the wallet screen. The button sits next to Deposit, so you are one tap from the request form.

  2. Pick your wallet

    Choose bKash, Nagad, Rocket, Upay or Bank Transfer. Use the number registered in your own name and open on this phone.

  3. Type ৳400 or more

    The minimum is ৳400. A Classic account can send up to ৳150,000 a day, and a higher tier raises that ceiling.

  4. Confirm one request

    Check the wallet number digit by digit, then confirm. Two requests opened together can look like a duplicate and get held.

  5. Watch for the payout

    A normal request lands in about 15 minutes. Your first one can take up to 6 hours while the account check finishes.

One thing can still block the last tap: bonus turnover. Money from a deposit bonus has to be played through 16 times before it can leave the account. The wagering bar in your wallet shows how much is left, and a request sent before the bar is full is refused rather than queued.

What you can pull out, and how limits work

Two numbers decide most requests. ৳400 is the smallest amount the system accepts, and ৳150,000 is the daily cap on a Classic account. Everything else is timing.

Payout numbers in one place
What it covers Figure What it means for you
Smallest withdrawal ৳400 A balance under ৳400 stays in the account until it grows past the minimum.
Daily cap, Classic tier ৳150,000 Per day on UTC+06. Higher tiers lift it step by step up to ৳1,200,000.
Standard payout time 15 min The usual wait after a request is approved and the wallet number is correct.
First payout up to 6 h The first withdrawal can be slower because the account check runs with it.
Smallest deposit ৳250 Enough to top the balance back over ৳400 after a full request.
Bonus turnover 16× Bonus funds stay locked until that much play is complete.
Document review 24 h Identity checks are handled by the verification team within a day.

The daily cap resets at midnight UTC+06, so a request sent just after that is counted against the new day. If you have played your way into a higher tier, the bigger limit applies from the day the tier changes.

  • bKash Deposit3 min Payout15 min Smallest payout৳400
  • Nagad Deposit3 min Payout15 min Smallest payout৳400
  • Rocket Deposit3 min Payout15 min Smallest payout৳400
  • Upay Deposit3 min Payout15 min Smallest payout৳400
  • Bank Transfer Deposit3 min Payout15 min Smallest payout৳400

Deposits land in about 3 minutes and payouts in about 15. The method you pick changes which app sits on your phone, not the clock inside the account.

Why a request gets held, and what clears it

A held request is not a lost one. The money stays in your balance until the check finishes, and the reason is nearly always on this list.

  • Name mismatch on the wallet

    The number belongs to your brother, your father or an office account. Fix: withdraw to a wallet registered in your own name, the same one printed on your document.

  • Turnover still open

    You deposited with a bonus and the 16× play is not finished. Fix: check the wagering bar in the wallet and keep playing until it clears.

  • Daily cap already used

    ৳150,000 has gone out on a Classic account today. Fix: wait for the reset at midnight UTC+06, or move up a tier so the ceiling is higher.

  • Verification unfinished or rejected

    The document was cropped, blurred or missing a back side. Fix: upload both sides again in good light and give the review its 24 hours.

  • Two requests sent together

    A double tap looks like a duplicate claim. Fix: let the first request finish before opening a second.

If the reason is not clear from the request screen, live chat runs 24/7 and can read the note the review team left. Keep the request time and the wallet number to hand before you open the chat.

Player checking an okbijoy payout confirmation in bKash on a phone beside an NID card
A finished payout takes one screen. The document behind it is the part that needs the care.

Getting the document photo right first time

Most rejected documents fail for the same four mistakes. Fix them before you upload and you skip a second 24-hour wait.

  • Flat, not handheld. Put the card on a dark table and shoot from above. Curled edges and finger shadows are the top reason a photo is refused.
  • Daylight, no flash. Flash leaves a white block on a laminated card and wipes out the number underneath it.
  • Whole card in frame. All four corners and the full number, with nothing cropped at the edge of the picture.
  • Front and back together. Send both sides in one submission instead of two separate uploads.
  1. Open the verification area

    Sign in and find the document section in your account settings, the same place the withdrawal form points you to.

  2. Choose the document type

    NID, passport or driving licence. Use whichever carries your name exactly as it appears on the account.

  3. Photograph both sides

    Rear camera, daylight, flat surface. Check the number is readable at full size before you send it.

  4. Submit once and wait

    Review takes up to 24 hours. The status in the account changes when the check is done, and you do not resend anything.

Where the documents go. They are seen by the verification team and used to match your name to the account and to the wallet that receives your money. They do not appear on your profile, they are not shared with other players, and verification is done once. You will not be asked for the same NID again on your second withdrawal.

Small questions before your first payout

How fast does an okbijoy withdraw reach bKash?

Most requests land in about 15 minutes after you confirm. Your first withdrawal can take up to 6 hours because the account check runs alongside it. Nagad, Rocket, Upay and bank transfers sit in the same window, so the method is not the thing that slows you down.

Can I withdraw ৳300 if that is all I have?

No. ৳400 is the smallest request the system accepts. The balance stays in the account until it grows, and the smallest deposit that tops it up is ৳250 through bKash, Nagad, Rocket, Upay or bank transfer.

Do I really need to verify before the first payout?

Yes. Documents are checked before your first withdrawal and the review takes up to 24 hours. Send them on the day you register, not the evening you want the money, and the request never has to wait on a photo.

Which documents count for KYC?

National ID Card (NID), passport or driving licence. One of the three is enough. The name on it has to match the name on the account and on the wallet that receives the cash.

What happens when I reach the daily cap?

A Classic account can send ৳150,000 per day. Once that is used, further requests wait for the reset at midnight UTC+06. Turnover on the account raises the ceiling over time: Plus allows ৳250,000, Prime ৳430,000, Elite ৳720,000 and Signature ৳1,200,000.

Why is part of my balance not withdrawable?

Bonus money carries a 16× turnover requirement. Until that play is complete the bonus part stays locked, and the wagering bar in the wallet shows exactly how much is left before you can request it.

My request was rejected. Where do I start?

Open the request and read the reason. In practice it is a wallet name that does not match, an unfinished 16× turnover, a cropped NID photo, or a cap already reached that day. Fix that one thing and send the request again. Live chat is open 24/7 if the wording is unclear.

Set the account up once, then withdraw in minutes

Register, verify, and every payout after that is a 15-minute request to the wallet in your hand. If the account already exists, check the wallet name and the wagering bar before you tap Withdraw.